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Privacy Statement
Personal Information Collection Statement

Bank of Cyprus Internet Privacy Statement for American Express in Cyprus

This Privacy Statement relates only to Cypriot American Express issued products and services.

If you have any American Express product that is not issued by Bank of Cyprus in Cyprus, please refer to the Worldwide Sites page of the American Express Webb site to select another country and review the privacy provisions at that Web site.

Protecting your privacy is important to us. We hope the following statement will help you understand how Bank of Cyprus collects, uses and safeguards the personal information you provide to us on our American Express Cyprus Web site.

1. Information Collection

Personal data is any information which relates to a natural person who is alive and whose identity is known or can be identified e.g identity number, name, address, email, phone, etc. We will only collect personal data that is needed and by lawful and fair means. We are committed to comply with local applicable legislation for the protection of personal data (The Processing of Personal Data (Protection of Individuals) Laws of 2001 till 2012) and to take the necessary measures for the protection of your personal data when visiting this website. When you browse americanexpress.com.cy and have not registered for any online service from American Express Cyprus, you browse anonymously. Personal information such as your name, address, phone number or e-mail address is not collected as you browse.

2.Notice and Processing

In order to provide you with a particular product or service online, we may request that you supply us voluntarily with personal information, including your e-mail address and account number, for purposes such as correspondence, si In order to provide you with a particular product or service online, we may request that you supply us voluntarily with personal information, including your e-mail address and account number, for purposes such as correspondence, site registration, checking your bill or investments online, making a purchase, participating in online surveys and enabling us to provide an online product or service to you in an efficient manner, including developing or making offers of products and service in which you may be interested. Where it is not apparent from the products or services you require or the nature of your relationship with us, we will tell you how your personal data will be processed and which companies in the American Express Group are responsible for that processing. We will process your personal data fairly and only for those purposes we have told you, for purposes permitted by you or as permitted by applicable law. In addition, you may object to certain types of processing as expressly permitted by applicable law.

3. Data Quality

We use appropriate technology and well-defined employee practices to process your personal data promptly and accurately. We will not keep your personal data longer than is necessary, except as otherwise required by applicable law.

4. Security and Confidentiality

We will keep your personal data confidential and limit access to your personal data to those who specifically need it to conduct their business activities, except as otherwise permitted by applicable law. We refer to industry standards and use reasonable administrative, technical and physical security measures to protect your personal data from unauthorised access, destruction, use, modification or disclosure. We require industry standard data security measures from those third parties who are authorized by us to process your personal data on our behalf.

5. Data Sharing

We only share your personal data with third parties where it is necessary to provide you with products or services or as part of the nature of our relationship with you, where we have previously informed or been authorised by you, in connection with our efforts to reduce fraud or criminal activity, or as permitted by law.

6. International Transfer

Where it is not apparent from the international products or services you require or the nature of your relationship with us, we will inform you if your personal data may be transferred outside of your country and ensure that such transfer is only performed in accordance with applicable law. Regardless of where your personal data is transferred, your personal data is protected by these Principles.

7. Customer Choice Direct Mail and Telemarketing

We give customers the option of having their personal data included or removed from lists used for marketing as required by applicable law. If you would like to decline receiving American Express mail or telemarketing offers in Cyprus, if you would like information about your account or if you have a question or concern, please call the customer service telephone number listed on your account statement.

8. Your Right of Access and Correction

If you ask us, we will tell you what information we hold about you and provide it to you in accordance with applicable law. There may be a charge for this as permitted by law. If you believe that any information we hold about you is incorrect or incomplete, you should write without delay to Bank of Cyprus, 97 Kyrineias Avenue, Platy Aglantzia, 2114 Nicosia. Any information which is found to be incorrect or incomplete will be corrected promptly.

9. Linked Internet Sites

You should be aware that other Internet sites to which you link from americanexpress.com.cy may contain privacy provisions that differ from the provisions provided herein. 10. Changes to the Bank of Cyprus Internet Privacy Statement for American Express in Cyprus Changes to our Internet Privacy Statement will be noted here so that you can be fully informed about the privacy protection we provide and your choices with regard to our use of personal information for marketing purposes. You may also request a copy of the Privacy Statement we posted prior to the web updates made to this document.

Date Last Revised: 6, November 2013